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This period of homelessness, where he was burdened with the responsibility of caring for his young son, is the defining chapter of his life. It is a story famously depicted on screen, but the raw, emotional reality was far more grueling. The struggle was not just about finding food or a safe place to sleep; it was about maintaining hope and dignity in the face of utter destitution. Yet, even while navigating this nightmare, Gardner never wavered from his goal. He passed his brokers license exam on the verge of failure, a testament to his dedication. This credential was the key that unlocked the door to a different life. He leveraged this success to secure a position at Dean Witter Reynolds, and his career began its upward trajectory. From there, he founded his own brokerage firm, Gardner Rich & Co, in 1987. The firm specialized in brokerage and investment planning, providing a platform for Gardner to not only secure his family's future but also to help others navigate the complex world of finance.
