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Bogle, the founder of The Vanguard Group, was not a Wall Street tycoon born with a silver spoon. He was, in fact, the son of a Wall Street lawyer who believed in the value of hard work and integrity. After graduating from Princeton University, Bogle entered the investment world, and it was here that he began to question the prevailing wisdom of the time. He saw that the industry was dominated by actively managed funds, which charged high fees and often failed to beat the market. The system, he realized, was fundamentally stacked against the average investor, who was paying for performance that rarely materialized after costs were deducted.
