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The year 2000 marked a significant turning point with the formation of his band Loaded. This was more than just a musical outlet; it was a lean, mean, cash-generating machine. Unlike the major label behemoth of Guns N Roses, Loaded operated with the agility of a startup. They released music on their own terms, funded by the direct support of their fans through record sales and relentless touring. This model proved incredibly profitable, allowing McKagan to maintain a successful band career without the financial baggage and predatory contracts of the past. Loaded became his financial engine, proving that you didn't need a major label to build a sustainable and lucrative career. The band's mantra of "no label, no problem" became a financial philosophy.
